:root{
  --bg:#F4F6FB;
  --ink:#0B1020;
  --muted:#556070;
  --line:#E6E9EF;

  --blue-900:#07162F;
  --blue-800:#081E3D;
  --blue-700:#0B2B63;

  --gold:#D6B25E;
  --gold-2:#E2C377;

  --radius:22px;
  --radius-sm:14px;

  --shadow:0 18px 55px rgba(0,0,0,.28);
  --shadow-soft:0 14px 40px rgba(11,16,32,.12);
}

*{box-sizing:border-box}
html,body{height:100%}
body{
  margin:0;
  font-family:Inter, system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  background:var(--bg);
  color:var(--ink);
}

a{color:inherit;text-decoration:none}
.container{max-width:1120px;margin:0 auto;padding:0 20px}

/* HERO */
.hero{
  position:relative;
  padding:34px 0 92px;
  color:#fff;
  overflow:hidden;

  background:
    radial-gradient(800px 300px at 15% 10%, rgba(214,178,94,.18), transparent 60%),
    radial-gradient(900px 360px at 90% 15%, rgba(255,255,255,.10), transparent 55%),
    radial-gradient(1100px 520px at 55% -10%, rgba(28,61,138,.55), rgba(7,22,47,.0) 60%),
    linear-gradient(180deg, var(--blue-700), var(--blue-900));
}

/* keep foreground always above decorative layers */
.hero > .container{position:relative; z-index:2;}

.topbar{
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:14px;
  margin-bottom:26px;
}

.brand{display:flex;align-items:center;gap:12px}
.brand-mark{
  width:34px;height:34px;border-radius:12px;
  background:linear-gradient(135deg, var(--gold), var(--gold-2));
  box-shadow:0 8px 20px rgba(214,178,94,.25);
}
.brand-title{font-weight:800;letter-spacing:.12em;font-size:12px}
.brand-sub{font-size:12px;opacity:.75;margin-top:2px}

.hero-grid{
  display:grid;
  grid-template-columns: 1.05fr .95fr;
  gap:28px;
  align-items:stretch;
}

.pill{
  display:inline-flex;
  align-items:center;
  padding:8px 14px;
  border-radius:999px;
  border:1px solid rgba(255,255,255,.18);
  background:rgba(255,255,255,.08);
  backdrop-filter: blur(10px);
  font-size:13px;
  margin-bottom:14px;
}

h1{
  margin:0 0 10px;
  font-size:56px;
  line-height:1.05;
  letter-spacing:-.02em;
}
.lead{
  margin:0 0 18px;
  font-size:18px;
  opacity:.9;
  max-width:560px;
}

.cta{display:flex;gap:12px;flex-wrap:wrap;margin:18px 0 14px}

.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:10px;
  padding:14px 18px;
  border-radius:16px;
  font-weight:800;
  border:1px solid transparent;
  transition:transform .12s ease, filter .12s ease, background .12s ease;
  user-select:none;
}
.btn:active{transform:translateY(1px)}
.btn-sm{padding:10px 14px;border-radius:14px;font-weight:800;font-size:14px}

.btn-primary{
  background:linear-gradient(180deg, var(--gold-2), var(--gold));
  color:#141414;
  box-shadow:0 14px 34px rgba(214,178,94,.26);
}
.btn-primary:hover{filter:brightness(1.03)}
.btn-ghost{
  background:rgba(255,255,255,.06);
  border-color:rgba(255,255,255,.22);
  color:#fff;
}
.btn-ghost:hover{background:rgba(255,255,255,.09)}

.microchips{
  display:flex;
  gap:10px;
  flex-wrap:wrap;
  margin-top:10px;
}
.microchip{
  font-size:12px;
  padding:8px 12px;
  border-radius:999px;
  background:rgba(255,255,255,.08);
  border:1px solid rgba(255,255,255,.14);
  opacity:.9;
}

/* HERO CARD */
.hero-card{
  background:rgba(255,255,255,.96);
  color:var(--ink);
  border-radius:var(--radius);
  padding:18px 18px 16px;
  box-shadow:var(--shadow);
  border:1px solid rgba(255,255,255,.55);
  overflow:hidden;
  min-width:0;
}
.hero-card h3{margin:4px 0 6px;font-size:18px}
.hero-card .muted{margin:0 0 12px;color:var(--muted);font-size:13px}

/* FORM */
.form-group{
  margin-bottom:14px;
  display:flex;
  flex-direction:column;
  gap:6px;
}
label{
  display:block;
  font-weight:600;
  color:#1a2133;
}
.hero-card label,
.hero-card input,
.hero-card select{
  width:100%;
}
input, select{
  width:100%;
  max-width:100%;
  min-width:0;
  padding:12px 14px;
  border-radius:12px;
  border:1px solid var(--line);
  font-size:15px;
  font-family:inherit;
  background:#fff;
  color:#1a2133;
}
input:focus, select:focus{
  outline:none;
  border-color:#cbd5f5;
  box-shadow:0 0 0 3px rgba(59,130,246,.12);
}
.small{
  font-size:12px;
  color:var(--muted);
  margin-top:6px;
}
.grid-2{
  display:grid;
  grid-template-columns: repeat(auto-fit, minmax(min(220px, 100%), 1fr));
  gap:12px;
}
#form-message,
#login-message,
#profile-message{
  margin-top:10px;
  font-weight:600;
  font-size:13px;
}
.error{color:#b91c1c}
.success{color:#15803d}
.notice{
  margin:12px 0 16px;
  padding:12px 14px;
  border-radius:16px;
  background:rgba(255,255,255,.12);
  border:1px solid rgba(255,255,255,.2);
  color:#fff;
  font-size:14px;
  line-height:1.5;
}
.construction{
  margin-top:14px;
  padding:12px 14px;
  border-radius:16px;
  background:rgba(214,178,94,.18);
  border:1px solid rgba(214,178,94,.35);
  color:#fff;
  display:flex;
  align-items:center;
  gap:10px;
  font-weight:600;
  font-size:13px;
}
.construction span{font-size:16px}

.info-cards{
  margin-top:18px;
  display:grid;
  grid-template-columns:repeat(2, minmax(0, 1fr));
  gap:14px;
}
.info-card{
  background:#fff;
  border-radius:var(--radius);
  border:1px solid var(--line);
  padding:18px;
  box-shadow:var(--shadow-soft);
}
.info-card h3{margin:0 0 6px;font-size:18px;color:#1a2133}
.info-card p{margin:0;color:var(--muted);font-size:14px;line-height:1.5}
.info-note{
  margin-top:16px;
  color:var(--muted);
  font-size:14px;
  line-height:1.6;
}

/* WAVE */
.wave{
  z-index:1;
  position:absolute;
  left:0;
  right:0;
  bottom:-1px;
  width:100%;
  height:112px;
  display:block;
  fill:var(--bg);
  filter: drop-shadow(0 -22px 50px rgba(0,0,0,.18));
}

/* SECTIONS */
.section{padding:44px 0}
.section-alt{background:linear-gradient(180deg, #F7F9FF, #F4F6FB)}
.section-head h2{margin:0;font-size:34px;letter-spacing:-.02em}
.section-head .muted{margin:8px 0 0;color:var(--muted)}

.pay-card{
  margin-top:18px;
  background:#fff;
  border-radius:var(--radius);
  border:1px solid var(--line);
  box-shadow:var(--shadow-soft);
  padding:18px;
}
.pay-lines{display:grid;gap:10px;margin-bottom:14px}
.line{display:flex;flex-direction:column;gap:4px}
.line strong{font-size:16px}
.btn-block{width:100%}
.info{
  margin-top:14px;
  padding:12px 14px;
  border-radius:16px;
  background:#F3F6FF;
  border:1px solid #E2E8FF;
  color:#1f2a44;
  font-size:14px;
}

.steps{
  display:grid;
  gap:14px;
  margin-top:18px;
}
.step{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:16px 16px;
  display:flex;
  gap:12px;
  align-items:center;
  box-shadow:0 10px 22px rgba(11,16,32,.06);
}
.step-n{
  width:36px;height:36px;border-radius:12px;
  background:#EEF2FF;
  display:flex;align-items:center;justify-content:center;
  font-weight:800;color:#23305a;
  flex:0 0 auto;
}
.step-t{font-weight:800}

.final-cta{
  margin-top:18px;
  background:linear-gradient(180deg, var(--blue-800), var(--blue-900));
  border-radius:28px;
  padding:18px 18px;
  color:#fff;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:14px;
  box-shadow:0 20px 60px rgba(0,0,0,.22);
}
.final-title{font-weight:900;font-size:22px;letter-spacing:-.01em}
.final-cta .muted{color:rgba(255,255,255,.8)}

.rules-card{
  margin-top:18px;
  background:#fff;
  border-radius:var(--radius);
  border:1px solid var(--line);
  box-shadow:var(--shadow-soft);
  padding:16px 18px;
}
.rules-card ul{margin:0;padding-left:18px}
.rules-card li{margin:10px 0;color:#1a2133}

.footer{
  background:rgba(7,22,47,.92);
  color:rgba(255,255,255,.78);
  padding:18px 0;
  font-size:13px;
}

/* RESPONSIVE */
@media (max-width: 920px){
  h1{font-size:44px}
  .hero-grid{grid-template-columns:1fr;gap:16px}
  .hero{padding-bottom:96px}
  .hero-card{max-width:620px}
  .info-cards{grid-template-columns:1fr}
}
@media (max-width: 480px){
  h1{font-size:38px}
  .chip-grid{grid-template-columns:1fr 1fr}
  .wave{
  z-index:1;height:92px}
}


@media (max-width: 640px){
  .hero-grid{grid-template-columns:1fr;}
  .hero{padding-bottom:74px;}
  .final-cta{flex-direction:column; align-items:stretch; gap:14px;}
  .final-cta .btn{width:100%; justify-content:center;}
  .chip-grid{grid-template-columns:1fr 1fr;}

  .hero-card{padding:14px 14px 12px;}
  .hero-card h3{font-size:16px;margin:2px 0 4px;}
  .hero-card .muted{margin:0 0 8px;font-size:12px;}
  .hero-card .info-note{font-size:12px;margin-top:8px;}
  .hero-card .form-group{margin-bottom:8px;}
  .hero-card .form-group label{font-size:13px;}
  .hero-card .form-group .small{margin-top:4px;font-size:11px;}
  .hero-card input[type="date"]{padding:10px 12px;font-size:14px;border-radius:10px;}
  .hero-card .btn-block{padding:12px 14px;font-size:14px;border-radius:14px;}
  .hero-card .grid-2{grid-template-columns:1fr;gap:8px;}
}